Business Insurance: Coverage Options

What are my coverage options?

If you’re a small business owner, there’s a good chance that our Customizer Policy can help provide some of the coverages you need. For larger businesses, our Business Package Policy may be more appropriate. Consider enhancing the basic coverages available – Commercial

Automobile Insurance, General Liability Coverage and Business Property Protection – with the following optional coverages:

• Cargo Coverage: Helps protect your cargo or inventory while in transit or during storage.
• Tool and Equipment Coverage: Helps protect your tools and equipment used in your business while on your vehicle or at the job site.
• Business Interruption Coverage: Helps protect against loss of income (for up to 12 consecutive months) resulting from a covered loss.
• Crime Insurance: Helps protect against loss from burglary, robbery, even employee dishonesty.
• Umbrella Excess Liability Insurance: Provides higher liability limits, over the primary or underlying liability insurance.